What will happen at my first consultation?
Your first consultation is an opportunity for your attorney to review your circumstances, determine your eligibility for bankruptcy and explain the benefits and consquences of filing. Upon arriving at our office, you will be asked to complete a short intake sheet consisting mainly of a list of your estimated monthly living expenses. You will then meet with an attorney who will ask questions regarding income, assets and other related questions. The attorney will then summarize your options and explain the process. You will have the opportunity to ask questions about the effect bankruptcy will have on you.
What should I bring to my first consultation?
We ask that you bring your most recent pay stubs, a copy of your last filed tax return, and any notices of lawsuits or garnishments. If you plan to retain Cascade Bankruptcy, you will need a checkbook to pay the retainer or set up a payment plan.
What questions should I be prepared to answer?
You should be prepared to discuss your regular monthly living expenses (like rent/mortgage payments, utilities, ongoing medical expenses, insurance, etc), all sources of monthly income, the value of your assets, and recent financial history, including dates and amounts of debt recently incurred, amounts recently repaid to creditors, and transfers or sales of assets over the past 2-4 years.
How many appointments will I have?
You will typically meet with an attorney from Cascade Bankruptcy on 4 occasions: your initial consultation, an appointment to deliver documents requested to prepare your case, a petition signing appointment where we will review and sign the documents that will be filed with the bankruptcy court, and we will represent you at the hearing. For more information about the hearing, please visit our Blog.
How long will my initial consultation last?
Cascade Bankruptcy offers a free one hour initial consultation.